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Finance

Can You Live a Cash-Only Life?

January 31, 2012 by Tushar Mathur with 29 views

This may sound like a silly question but credit card companies would lead you to believe it is not possible to live a cash only life. Their marketing teams push hard to make us believe life without a credit card is just not possible.Those of us that have been in debt or are struggling to get out know that credit cards are not all they... [read more]

Writing a Business Plan – 8 Ways to Catch the New Wave

December 19, 2011 by Tushar Mathur with 156 views

Writing a business plan can be pretty tedious. There’s the cover, the table of contents, some 20-25 pages of content and the back cover. The innards are typically long paragraphs punctuated with bold font sprinkled hither and yon. And it’s all a big bore. [read more]

The '12 Days of Christmas' Cost Slightly More This Year

December 4, 2011 by Kay Bell with 96 views

The hubby is working away in the living room, decorating our Christmas tree. Do we know how to spend a Saturday night, or what? And just for the record, while he handles the tree, I do the other decorations around the house. One of our favorite ornament collections depicts the verses from The 12 Days of Christmas. That's also a favorite... [read more]

Taking On Volunteers Is Not As Simple As You Might Think

November 30, 2011 by Tushar Mathur with 51 views

Volunteering seems like a straightforward way to get some work experience under your belt and find out more about jobs that you are interested in. But it’s not necessarily straightforward for companies that take on volunteers. [read more]

Millionaires Support Paying Higher Taxes

October 29, 2011 by Kay Bell with 70 views

Somebody better head over to the House GOP leadership offices, Republican National Committee and Fox News with handfuls of Prozac, Xanax and Cymbalta. Those folks are going to need calming down in the wake of a survey that found most millionaires said their taxes need to be hiked. [read more]

Refinancing Mortgages on Commercial Real Estate

October 27, 2011 by Barbara Weltman with 78 views

The Small Business Administration has eased the rules for its 504 loan program to facility refinancing. For the first time, small businesses can use this loan program to generate working capital. Chris Hurn of Mercantile Capital Corporation, an SBA lender in Orlando, Florida, said the new opportunity to refinance will help owners turn their real estate equity into working capital. [read more]

There Goes Warren Again, a Look at Warren Buffett's Taxes

October 14, 2011 by Joe Kristan with 47 views

A look at Warren Buffett's taxes. TOOO's effective rate is much higher when you consider the taxes already paid by the corporations he controls and the inherent erosion of inflation on investment income. It's also worth noting how so much of the income of high-bracket taxpayers is business income from partnerships and S corporations, not capital gains, and increasing taxes on business income is a direct hit on the ability of businesses to expand and grow. [read more]

Revenue vs. Income

October 11, 2011 by Brad Feld with 66 views

Put this in the pet peeve rant category. I’m tired of “Revenue” being referred to as “Income.” [read more]

Answers About 'Warrants' in a Deal with an Advisor

October 3, 2011 by Brad Feld with 34 views

"Question: I am a startup about to receive a convertible loan investment. My friend has been advising me on an adhoc basis re. the financials on a barter basis with me. Now he’d like to formalise his agreement with the company. He has made his money as an entrepreneur and now travels a lot but will be available for consultancy for us.... [read more]

The Predictable Flood of Politics Oriented Web Startups

October 2, 2011 by Brad Feld with 24 views

While I have no doubt that some people can make money creating web services for helping candidates get elected, especially those that include mobile, real-time data, and geo-location, I have no real interest in investing in companies that have the singular goal of helping politicians get elected. [read more]

2 Views on Recession Plans: Financial Traders vs. #OccupyWallSt

September 28, 2011 by Gavin Heaton with 34 views

Financial trader Alessio Rastani told the BBC that recessions are great for investors who know how to work within them, and that the big hedgefunds don't care about government bailout plans. From the sidewalks of Wall St, protestors such as Arun Gupta wrote The Revolutions Begins at Home and showed their unity through video. What is the tipping point? [read more]

A Map to Small Business Capital

September 7, 2011 by Becky McCray with 54 views

Every state has some capital funds, special loan programs, and other interesting business financing tools. Most are available only in some locations, and many that are widely available, like USDA funding, have different contact people in different places. How do you make sense of all that? Kansas put it on a map. [read more]

When Financings Fall Apart

August 30, 2011 by Brad Feld with 57 views

Rand Fishkin, the CEO & co-founder of SEOmoz, has an long, thorough, and incredibly detailed blog post up about The $24 Million Moz Almost Raised. Rand does an awesome job of providing extensive details while maintaining confidentiality of the participants. [read more]

How Do We Create and Share Value in a Jobless Economy?

August 21, 2011 by Kate Carruthers with 73 views

Jeff Jarvis sparked my thinking on this recently with his post on The Jobless Future. As Jeff so bluntly stated: “We’re not going to have a jobless recovery. We’re going to have a jobless future. Holding out blind hope for the magical appearance of new jobs and the reappearance of growth in the economy is a fool’s faith.” If that is... [read more]

Warren Buffet, Tax Poseur

August 17, 2011 by Joe Kristan with 65 views

There have been many good takedowns of The Sage of Omaha's recent preening for higher taxes in the New York Times. Most make the useful point that nothing is stopping him from giving more money to the government without putting it on his tax return first. [read more]

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5 Keys to Positioning Yourself for a SBA Loan

August 12, 2011 by CDC Small Busines... with 71 views

With access to capital so tight now, many small business owners wonder what they can do to best position themselves for a “yes” when they approach a lender for an SBA loan. Here’s what the lender will look for in the initial consideration. [read more]

Shulman: Should Founders Personally Guaranty Bank Loans?

August 11, 2011 by Brad Feld with 44 views

If, as an entrepreneur, you’ve raised any institution money, the answer should be – as Zack explains – a decisive NFW. In addition, your institutional investors are likely prohibited from doing this by their fund agreements. [read more]

Does a Credit Rating Downgrade Mean an Upswing in Rates?

August 11, 2011 by Tushar Mathur with 35 views

The unprecedented decision of Standard and Poor’s to downgrade the credit rating of the United States Government has caused a global economic commotion as markets fluctuated dramatically since the new rating was announced. However, analysts say that America’s new, less-than-stellar AA + credit rating should have minimal effect on... [read more]

Venture Capital Returns Projected to be Slow and Steady

August 9, 2011 by Carissa Wodehouse with 55 views

The National Venture Capital Association and Cambridge Associates released Q1 venture capital performance numbers predicting strong and steady improvement for the year. The full report is available for download here. [read more]

How to Get the Highest Return for Your Investment

August 8, 2011 by Tushar Mathur with 60 views

In today’s economic and investment climate, many people are especially concerned with getting the highest return for their investment. [read more]

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