Get Help with Credit Report API


Credit reporting is a huge business. When talking about private credit, there are three companies that compile and sell financial information. These three companies – Equifax, Experian, and TransUnion – collectively rake in about 10 billion dollars a year. But most of us aren’t even dealing with these companies directly. If you really want to know the most about your prospective tenant or lessee, you’ll want to be able to easily gather reports from all three. And that means working with a third party to deliver you that information. Credit company CRS is one of the better options, and their API offers an incredibly effective way to get the information you need. Here’s how they can help.

Identity Verification

Sometimes all you need to find out is if the person you’re talking to is who they say they are. The Credit API can help with that capably and cheaply – but it can also dig deeper. CRS’ API can draw from billions of data points that extend beyond the credit agencies and draw from legal research giant LexisNexis. Whether you’re looking for criminal records and outstanding warrants or you’re just looking to make sure that a potential new employee has the certification they say they do, all of that data can be funneled through a single channel – and a single interface.

Information Smartly Organized

An API is like a big digital hose of information, and the amount of data that can be stuffed through the Credit API is like a firehose on full blast. Fortunately, a full three-report request can be fulfilled in only 11 seconds, and there are a number of great ways to organize and order the information you do get. Thirty different templates are available, and each of them can be customized to reflect the information you want to see and how you’d like to present it.

Predictive Analysis

The Credit API can provide you with a whole lot of data – and it can do that in a very effective and aesthetically-pleasing way. But where it really stands apart is in what it can tell you about that data. Thanks to the integration of CreditXpert software, the API can tell you not just the history of prospective tenants but also a predictive future. It can be a helpful tool to help a prospective renter or buyer reach a place where the two of you can responsibly work together since CreditXpert offers advice on how to achieve the predicted expectations.

Wide and Natural Integration

One of the most helpful things about the Credit API is that it’s designed for smooth integration with many of the tools that you already use. Through consistent development of in-house software and partnerships with industry leaders, CRS has created a solid ecosystem that can really boost the performance of the raw API.  the API into your ZoHo deployment so you can integrate these reports with your existing customer relationship management platform.

Or if you’re running a simpler operation, you can just copy a simple piece of code and integrate a customer widget for credit checks into your existing site. The great thing about the Credit API is that it can be as simple or as complex as you need it to be. But that’s at the heart of what CRS is offering. Their API is simple at its core but rich with features and integrations that can be optionally mixed and matched. The question isn’t whether or not it can help you. It’s how it can best help you. But when you get in touch with a rep for this credit report API, they’ll work with you to develop a plan scaled to your business’ needs.